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NEITHER, S&P, THE CLIENT NOR EITHER OF THEIR AFFILIATES, SHAREHOLDERS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, EXEMPLARY , PUNITIVE SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE SITE, THE USE OF OR INABILITY TO USE THE SITE, OR THE CONTENTS, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN PARTICULAR, S&P WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE.
It is your responsibility to evaluate the accuracy, completeness or usefulness of any of the Contents available on the Site. Please seek the advice of professionals regarding the evaluation of any of the information on the Site.
The Site does not represent an offer or solicitation with respect to the purchase or sale of any security.
Information within the Site, including any policies or procedures, is intended as general guidance only. Except as expressly provided in the Site, the information does not constitute a contract with you or amend or alter any contract TCF has with you. Your use of the Site is subject to the TCF Online Privacy and Security Policy, which you can access by a link at the bottom of the page. If you are enrolled for TCF’s online or mobile banking services, your use of those services is subject to TCF's Online and Mobile Banking Access Agreement. You can access that agreement by signing into TCF Online Banking, clicking on "Help," and then "Disclosures and Agreements."
Products or services mentioned in the Site are available only in the United States and may not be available in all geographic areas. Your eligibility for particular products or services is subject to approval or acceptance by TCF.
You are responsible for internet connectivity and any computer hardware, software or other equipment necessary to access the Site.
The Site may contain links to financial tools and calculators provided by third parties not affiliated with TCF ("Tools and Calculators"). The Tools and Calculators are for informational purposes only, and you should not rely on them in making important financial decisions. TCF cannot guaranty the accuracy of the Tools and Calculators, and makes no representations or warranties concerning them. TCF further disclaims any and all liability for damages of any kind arising from your use of the use of the Tools and Calculators. The Tools and Calculators do not necessarily reflect the terms of any products offered by TCF, and they are not a commitment to make a loan on any particular terms (or at all). Your use of the Tools and Calculators is governed by the provider's terms and conditions of use. You can view those terms and conditions when you access the Tools and Calculators.
TCF maintains the Site as a service to the Internet community. Unless otherwise identified, all content within the Site (including the design, text, images, graphics, software, and other content) is protected by the U.S. copyright laws and international treaties. You may use, download or copy the content only for your personal, non-commercial use, provided that the copyright notice shown below appears on all copies along with this permission notice, and provided no modifications to the content are made. Use for any other purpose or any modification of the content is prohibited. You do not acquire any ownership rights by downloading or copying the copyrighted material.
The TCF logo is a federally registered trademark owned by TCF. Other featured words used on the Site to identify the source of goods and services are trademarks and service marks owned by TCF or third parties. You may not use, copy, display, distribute, modify, or reproduce any of the trademarks on the Site except as authorized above. You may not use the TCF trademark as a link to the Site except pursuant to a written trademark license agreement.
If you believe in good faith that materials available on the Site infringe your copyright, you or your representative may send TCF a notice requesting us to remove the material or block access to it. If you believe in good faith that someone has wrongly filed a notice of copyright infringement against you, the Digital Millennium Copyright Act permits you to send TCF a counter-notice. Learn more at the U.S. Copyright Office site.
TCF National Bank
801 Marquette Avenue
Minneapolis, MN 55402, USA
All rights reserved.
For purposes of this section, the "TCF-Related Parties" means: (1) TCF; (2) TCF's employees, officers and directors; (3) TCF's affiliates (that is, parties that own TCF, are owned by TCF, or are under common ownership with TCF); (4) TCF's agents, licensors, independent contractors and subcontractors; and (5) third party service providers that the TCF-Related Parties use.
The Site and services therein are provided to you as-is. The TCF-Related Parties therefore make no warranties of any kind for the Site or services. This includes both express warranties and implied warranties. Implied warranties include implied warranties of merchantability and fitness for a particular purpose. A warranty is a guaranty that the Site or services will meet certain standards.
The TCF-Related Parties do not warrant that the site or services will be uninterrupted or error free, or that defects will be corrected. They also do not warrant that the Site is free of viruses or other harmful components. They also do not warrant the timeliness, accuracy, reliability or completeness of the Site or services.
In no event will any of the TCF-Related parties be liable to you for any: (1) incidental damages; (2) consequential damages; (3) special damages; (4) indirect damages; or (5) punitive damages. This limitation of liability applies, whether you base an action against the TCF-Related Parties on: (a) a contract; (b) a warranty; (c) a tort (such as claim of negligence, recklessness, or intentional act); or (d) any other theory. This limitation of liability applies even if any of the TCF-Related Parties know about the possibility of such damages. Therefore, by way of example, the TCF-Related Parties will not be liable to you for lost data, lost profits or goodwill, investment losses, finance charges, lost opportunities, cost of obtaining substitute services, or other economic damages.
The laws of some states may prohibit the limitation of liability for consequential damages, or incidental damages, or other kinds of damages. In those states, to the extent their laws apply, the limitation of liability with respect to consequential damages, or incidental damages (or other damages specified by law in such states), may not apply.
The Site contains information or links to other websites about investment or insurance products or services, such as securities brokerage, annuities, mutual funds, and life insurance. These products and services are not obligations or deposits of TCF National Bank, they are not guaranteed by TCF National Bank, and they are not FDIC insured. These products and services are subject to risks, including the possible loss of the amount you invest. The value of any securities described in this website or other linked websites can fall as well as rise and an investor may get back less than the amount invested. Past performance is not necessarily a guide to future performance.
Except as otherwise expressly provided in the Site, your access to and use of the Site are governed by and will be construed in accordance with applicable federal laws and the laws of the State of Minnesota, without regard to the principles of conflicts of laws.
TCF is a Members FDIC and an Equal Housing Lender. TCF extends credit without regard to an applicant's race, color, national origin, religion, sex, marital status, family status, handicapped or disability status, age (provided the applicant has the legal capacity to enter into a binding contract), whether income is derived from public assistance, or whether the applicant has in good faith exercised rights under the Consumer Credit Protection Act.
TCF Financial Corporation and all companies within the TCF corporate family ("TCF") maintain this Internet site as a service to the Internet community. Unless otherwise identified, all content (the design, text, images, graphics and arrangement of them) within this website is copyrighted by TCF. You may use the content only for your personal, non-commercial use provided: (1) the copyright notice shown below appears on all copies, along with this permission notice, and (2) no modifications to the content are made. Use for any other purpose or any modification of the content is expressly prohibited.
TCF Bank offers competitive rates without risk. Since we are a member of the Federal Deposit Insurance Corporation (FDIC), your deposits are insured by the federal government.* There is no cost to you for this insurance.
*The Federal Deposit Insurance Corporation ("FDIC") insures deposits up to $250,000 per depositor, for each insured financial institution.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC Insurance coverage, visit www.fdic.gov.
We Do Business in Accordance with Federal Fair Lending Laws
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
Assistant Secretary for Fair Housing and Equal Opportunity
for processing under the Federal Fair Housing Act, and to:
Customer Assistance Group
for processing under Office of the Comptroller of the Currency Regulations.
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:
Bureau of Consumer Financial Protection